Regular Use

In the hardscrabble backwoods of Ashby County, young Marcus LeRoy has spent his life inhaling the dust of the powerful Davenport clan. Working as their chauffeur, he covets the polished world of old money just beyond the tinted glass. When a catastrophic wreck with an uninsured driver leaves him broken and discarded by the family’s insurance policy—citing a “regular use” exclusion he never understood—Marcus sees only one way out. Armed with a desperate plan and a morally bankrupt ambulance chaser, he orchestrates a fraud to claim the fortune he believes he is owed. As he claws his way into high society, fabricating a new identity amidst mahogany and bourbon, the weight of his lies attracts a relentless insurance adjuster and the vengeance of the shattered underclass he left behind. This is a story of ambition uninsured, where the road to the top is paved with damnation.