Consumer Financial Protection

Legal framework protecting consumers from abusive, unfair, or deceptive practices in debt collection.

1. Kincer v. Carrington Mortgage Services, LLC

2. Jurisdiction: United States (August 21, 2018)
3. DefendantsCarrington Mortgage Services, LLCPlaintiffsKincerInstitutionsUnited States District Court for the Northern District of Georgia
4. Case Tags: RESPA;Mortgage Servicing;Consumer Financial Protection;Northern District of Georgia

1. Cole v. MidFirst Bank

2. Jurisdiction: United States (December 11, 2018)
3. VictimsColeDefendantsMidFirst BankPlaintiffsColeJudgesTimothy D. DeGiustiInstitutionsUnited States District Court for the Western District of Oklahoma, MidFirst Bank
4. Case Tags: Mortgage Foreclosure;RESPA Dual Tracking;Consumer Financial Protection;Actual Damages Requirement

1. Minor v. Regional Acceptance Corporation et al

2. Jurisdiction: United States (April 12, 2023)
3. VictimsMinorDefendantsRegional Acceptance CorporationPlaintiffsMinorInstitutionsUnited States District Court for the Eastern District of Michigan
4. Case Tags: Fair Debt Collection Practices Act;Misleading Debt Collection Letter;Motion to Dismiss;Consumer Financial Protection

1. Shears et al v. First Bank

2. Jurisdiction: United States (February 5, 2026)
3. Key Figures: Lead Plaintiff Jane Shears, on behalf of a nationwide class of minority loan applicants; Defendant First Bank (a federally chartered financial institution)
4. Case Tags: Class Action;Algorithmic Discrimination;Fair Lending;Consumer Financial Protection

1. McCrary v. Truist Bank et al

2. Jurisdiction: United States (March 26, 2026)
3. Key Figures: Plaintiff: Jane McCrary; Defendants: Truist Bank, Truist Financial Corporation, and unnamed subsidiaries
4. Case Tags: Consumer Financial Protection;Unfair and Deceptive Practices;Banking Litigation;Class Action